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choose. If You prevail in the arbitration of any Dispute with
Gateway, Gateway will reimburse You for any fees you paid
to NAF in connection with the arbitration. Any decision
rendered in such arbitration proceedings will be final and
binding on the parties, and judgment may be entered
thereon in any court of competent jurisdiction. Should
either party bring a Dispute in a forum other than NAF, the
arbitrator may award the other party its reasonable costs and
expenses, including attorneys' fees, incurred in staying or
dismissing such other proceedings or in otherwise enforcing
compliance with this dispute resolution provision. You
understand that, in the absence of this provision, You would
have had a right to litigate disputes through a court,
including the right to litigate claims on a class-wide or class-
action basis, and that You have expressly and knowingly
waived those rights and agreed to resolve any Disputes
through binding arbitration in accordance with the
provisions of this paragraph. This arbitration provision shall
be governed by the Federal Arbitration Act, 9 U.S.C. Section
1, et seq. For the purposes of this provision, the term